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legal by ChargeReply

UK Consumer Disputes

From ChargeReply's rules engine. Legal information with citations, not legal advice.

cost
Free tier 7 with 3 free calls a day
after that
from $0.001 / call · card or USDC
endpoints
7

No signup needed over MCP: 50 free calls a day, or 500 with a free key.

Complaints contact 3 free / day

Verified complaints address, email, phone and URL for a UK company (energy, telecoms, water, finance…).

cost
3 free / day then $0.003 / call
MCP tool
uk-disputes__complaints-contact
method
GET

3 free calls a day, then $0.003 per call by card credit or USDC. Free key · Pay by card

GET https://fourzerotwo.si/v1/uk-disputes/complaints-contact

ParamTypeDescription
organisation string Company name
# free: send a free key from https://fourzerotwo.si/free
curl -H "X-API-Key: fzt_…" "https://fourzerotwo.si/v1/uk-disputes/complaints-contact?organisation=Octopus%20Energy"

# no key: returns 402 with the price, for x402 agents
curl -i "https://fourzerotwo.si/v1/uk-disputes/complaints-contact?organisation=Octopus%20Energy"

by ChargeReply

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Directory coverage 3 free / day

Organisations in the complaints directory, private parking operators and UK councils (with London flag).

cost
3 free / day then $0.001 / call
MCP tool
uk-disputes__organisations
method
GET

3 free calls a day, then $0.001 per call by card credit or USDC. Free key · Pay by card

GET https://fourzerotwo.si/v1/uk-disputes/organisations

# free: send a free key from https://fourzerotwo.si/free
curl -H "X-API-Key: fzt_…" "https://fourzerotwo.si/v1/uk-disputes/organisations"

# no key: returns 402 with the price, for x402 agents
curl -i "https://fourzerotwo.si/v1/uk-disputes/organisations"

by ChargeReply

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Energy bill dispute 3 free / day

Back-billing (12-month rule) check, Ombudsman timeline and cited rules for a UK energy complaint.

cost
3 free / day then $0.01 / call
MCP tool
uk-disputes__energy-complaint
method
GET

3 free calls a day, then $0.01 per call by card credit or USDC. Free key · Pay by card

GET https://fourzerotwo.si/v1/uk-disputes/energy-complaint

ParamTypeDescription
supplier? string Supplier
bill_date? string Date of the catch-up bill YYYY-MM-DD
charges_from? string Earliest date the bill charges for
complained_on? string Date of first complaint
# free: send a free key from https://fourzerotwo.si/free
curl -H "X-API-Key: fzt_…" "https://fourzerotwo.si/v1/uk-disputes/energy-complaint"

# no key: returns 402 with the price, for x402 agents
curl -i "https://fourzerotwo.si/v1/uk-disputes/energy-complaint"

by ChargeReply

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Broadband & mobile dispute 3 free / day

ADR timeline (6 or 8 weeks), price-rise rules and penalty-free exit window for a UK telecoms complaint.

cost
3 free / day then $0.01 / call
MCP tool
uk-disputes__telecoms-complaint
method
GET

3 free calls a day, then $0.01 per call by card credit or USDC. Free key · Pay by card

GET https://fourzerotwo.si/v1/uk-disputes/telecoms-complaint

ParamTypeDescription
provider? string Provider
complained_on? string Date of first complaint
contract_start? string Contract start YYYY-MM-DD
change_notified_on? string Date a price/contract change was notified
# free: send a free key from https://fourzerotwo.si/free
curl -H "X-API-Key: fzt_…" "https://fourzerotwo.si/v1/uk-disputes/telecoms-complaint"

# no key: returns 402 with the price, for x402 agents
curl -i "https://fourzerotwo.si/v1/uk-disputes/telecoms-complaint"

by ChargeReply

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Water bill dispute 3 free / day

Two-stage complaint, CCW referral and Guaranteed Standards Scheme timeline (England & Wales).

cost
3 free / day then $0.01 / call
MCP tool
uk-disputes__water-complaint
method
GET

3 free calls a day, then $0.01 per call by card credit or USDC. Free key · Pay by card

GET https://fourzerotwo.si/v1/uk-disputes/water-complaint

ParamTypeDescription
company? string Water company
complained_on? string Date of first complaint
# free: send a free key from https://fourzerotwo.si/free
curl -H "X-API-Key: fzt_…" "https://fourzerotwo.si/v1/uk-disputes/water-complaint"

# no key: returns 402 with the price, for x402 agents
curl -i "https://fourzerotwo.si/v1/uk-disputes/water-complaint"

by ChargeReply

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Parking ticket appeal assessment 3 free / day

Council PCN or private charge: route, deadlines, grounds, tribunal, cited law and strategy.

cost
3 free / day then $0.01 / call
MCP tool
uk-disputes__parking-appeal
method
GET

3 free calls a day, then $0.01 per call by card credit or USDC. Free key · Pay by card

GET https://fourzerotwo.si/v1/uk-disputes/parking-appeal

ParamTypeDescription
type string council or private
issued_on string YYYY-MM-DD
issuer? string Council or operator name
ticket_kind? string parking, box_junction, bus_lane (council)
ground? string Ground key (see response)
amount? string Charge £
# free: send a free key from https://fourzerotwo.si/free
curl -H "X-API-Key: fzt_…" "https://fourzerotwo.si/v1/uk-disputes/parking-appeal?type=council&issued_on=2026-10-01"

# no key: returns 402 with the price, for x402 agents
curl -i "https://fourzerotwo.si/v1/uk-disputes/parking-appeal?type=council&issued_on=2026-10-01"

by ChargeReply

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Consumer charge dispute 3 free / day

Subscription, gym, retailer or tradesperson charge: rules that apply (Consumer Rights Act 2015), what to ask for, and the escalation ladder to a small claim. Regulated claims are signposted instead.

cost
3 free / day then $0.01 / call
MCP tool
uk-disputes__consumer-charge
method
GET

3 free calls a day, then $0.01 per call by card credit or USDC. Free key · Pay by card

GET https://fourzerotwo.si/v1/uk-disputes/consumer-charge

ParamTypeDescription
category string subscription, gym, retailer, tradesperson, other_consumer (regulated: credit_card, bank, insurance…)
company? string Who charged you
amount? string Disputed amount £
complained_on? string Date you complain (default today) YYYY-MM-DD
# free: send a free key from https://fourzerotwo.si/free
curl -H "X-API-Key: fzt_…" "https://fourzerotwo.si/v1/uk-disputes/consumer-charge?category=subscription"

# no key: returns 402 with the price, for x402 agents
curl -i "https://fourzerotwo.si/v1/uk-disputes/consumer-charge?category=subscription"

by ChargeReply

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Rules and directory by fourzerotwo / ChargeReply. Legislation from legislation.gov.uk (OGL v3.0).